Paycheck State Calc vs SmartAsset vs PaycheckCity
All three tools estimate take-home pay at no charge. They differ in how much of the state withholding form they ask for, and in whether the page shows where each rate comes from. Each competitor's own page was read on 2026-10-30.
| Paycheck State Calc | SmartAsset | PaycheckCity | |
|---|---|---|---|
| Cost | Free | Free (“Free Paycheck Calculator” in the page title) | Free (“free federal paycheck calculator”) |
| Scope | Federal, FICA and state/local; 8 states live, others in progress | Federal, state and local taxes | Federal, with state and local after you select a state |
| State form inputs | DE 4 (CA), IT-2104 with NYC and Yonkers (NY), MI-W4 with Detroit (MI), WA Cares (WA), PA local EIT, IL-W-4 | Not shown in the page text we read | State and local W-4 information |
| Source and date per rate | Yes, each rate carries its source document and verification date | Not shown per rate | Uses the check date to pick tax rates |
| What else is on the page | Calculator only | Mortgage, retirement and financial-advisor links (“Find an Advisor”) | Payroll product (“Run payroll”) |
| Your inputs | Calculated in your browser, not transmitted | Not stated in the text we read | Not stated in the text we read |
When to use another tool
If your state is not live here yet, SmartAsset and PaycheckCity both cover all states. PaycheckCity also lets you set the paycheck date.
Try a state calculator
Texas · Washington · Michigan · Florida · California · New York · Pennsylvania · Illinois
Sources, read 2026-10-30.
Our facts: How it works.
SmartAsset: smartasset.com/taxes/paycheck-calculator
PaycheckCity: paycheckcity.com/calculator/salary
ADP and Gusto were not compared because their pages blocked our fetch.
Our facts: How it works.
SmartAsset: smartasset.com/taxes/paycheck-calculator
PaycheckCity: paycheckcity.com/calculator/salary
ADP and Gusto were not compared because their pages blocked our fetch.